Home
Whether you own a house or condo or town-home, we have home insurance coverage to insure you, your home, and your belongings. Coverage is available for mobile and specialty homes as well.

Auto
There are many different types of auto insurance coverages for you to choose from. We can work with you to help you decide what insurance coverage combinations you want and provide the coverage at a price that fits your budget.
Recreational: Boat, Travel Trailers, ATV, RVs
Whether you own a boat, travel trailer, ATV, or RV, Springer Insurance has a variety of flexible coverage options.

Motorcycle
The open road is always an adventure. You never know what might be around the bend. So make sure you’re prepared for whatever the road has in store for you with motorcycle Insurance.

Umbrella
An umbrella policy supplements your liability policies (home and auto) to give you even more protection. Your home and auto policies have set liability limits according to each risk. If you become responsible for a claim where damages exceed your liability limits, the umbrella policy will provide coverage for damages above those liability limits.

When Nature Happens: Flood/Windstorm/Tornado/Hailstorm
Most homeowners’ insurance policies cover hail, tornado, and wind damage, but floods and earthquakes usually require additional coverage

Renters
If you rent an apartment, townhome, house, or other dwelling, you need a special policy to cover your belongings. This policy will cover replacement of your belongings if something happens at your dwelling to cause damage; it will also cover a loss due to theft.

Landlord
A typical homeowners’ policy may not cover you properly. If you are renting any type of property, even if it’s temporary, you should consult an insurance professional to see if a special Landlord/Rental policy is in order.

Owning a business poses its own insurance risks and potential liabilities, so protecting your business with insurance is a necessity. Springer Insurance offers the following policies and coverage options for variety of business types.

General Liability
This coverage will protect your business in the case of accidents.

Commercial Property
You can protect your commercial building and all physical contents with this coverage.

Professional Liability
You can protect yourself from claims against your professional standards, whether a claim is filed over legal or monetary obligations.

Business Owner’s Policy
While you can purchase several individual policies that cover certain business needs, you can also purchase this package that protects you from all major property and liability risks.

Commercial Auto
If you have any business vehicles, you will need commercial auto insurance. Similar to personal auto insurance, you can choose a variety of coverages for comprehensive, collision, bodily injury, property damage, personal injury, uninsured/underinsured driver.

Umbrella
A business umbrella policy fills in coverage if you have claims that exceed the limits of your other business liability coverages.

Employment Practices Liability
This insurance policy covers the business pertaining to any workers’ claims that their rights as employees have been violated.

Bonds
You may encounter a Fidelity or Surety Bond to provide general protection in a business risk management strategy. A fidelity bond protects you against fraudulent acts, whereas a surety bond protects you against a failure to deliver on a contract.

Life
Life happens. Do you have someone that depends on you? If so, life insurance will help protect the quality of life for your wife, children, or grandchildren. Besides some of the living benefits life insurance provides, it can also be used to pay for other expenses after your death.

Individual Health
If you do not have an employer providing health insurance, you can purchase a policy on your own.

Group Health
Get health insurance and medical care options that meet your group’s needs.

The Health Insurance Marketplace
If you don’t have insurance through an employer or special government program, you can find affordable coverage through the Marketplace.

Medicare Supplement
This policy is also known as Medigap and helps pay some of your healthcare costs that are not covered under your Medicare coverage.

Crop insurance is a key component to the success and protection of a farm’s crops.  Purchased by farmers and landlords, it is a means to protect themselves against the loss of their crops due to natural disasters like hail, droughts, or the loss of revenue due to declines in the prices of agricultural commodities.  We can’t control Mother Nature or disease, but we can guard our farmers and landlords from potential losses through insurance.  Crop insurance is federally supported and regulated. It is sold and serviced locally through Springer Insurance & Financial Services, Inc.  It’s a means of managing your risk when it comes to your business.

At Springer Insurance, we understand that farming is not just a business.  It’s a livelihood, a lifestyle, and a tradition.  We offer specialized insurance protection that will help protect your financial investment to your farm and property.  Farm insurance combines standard coverage offered by a personal homeowner’s policy with commercial property and liability coverage.  Farm policies are customizable and cater to the needs of the insured and their farm.  Farm owners tend to have different needs when it comes to insurance in comparison to other businesses. This means that traditional coverage isn’t always the best option, and it is why clients look to us for tailored coverage to fit their needs if the unexpected were to happen.  Farm insurance can cover vehicles, equipment, and property so you have a lasting legacy.